I was wondering people's opinions here concerning when is it the right time to have children in a marriage.

I've seen sooo many opinions about this. I know in my case, I/we are probably not ready yet. But, as I'm hoping other women here can sympathize with, that mother's instinct in hormones kick in extremely hard sometimes! It can be pretty scary how bad I, as a woman can want children!

So I'm wondering opinions. Is finances a factor? Length of marriage/relationship? Having a house? Finishing college/grad school? Just love? What do ya'll think?